iGaming Payment Processor & Crypto Gateway

This is a type of accepting card payments, when information about transactions is stored on the merchant's computer, and the latter manually forms a Batch from them and then sends it for payment.

Agents and others acting on behalf of a digital payment service provider, whether pursuant to a services agreement, joint venture agreement or other contractual arrangement. Digital payment providers should be liable for the actions of third-party providers acting on their behalf regardless of the third party’s legal status and whether they are agents or not. The relationship between the digital payment service provider and the third-party provider is usually regulated by the main MFS regulator.

A process by which the primary account number (PAN) is replaced with an alternative value called a token. Tokens can be used in place of the original PAN to perform functions when the card is absent like voids, refunds, or recurring billing. Tokens also provide more security if stolen because they are unusable and thus have no value to a criminal.

Refers to Top-Up cards that the Company may issue and offer for sale to the Account Holder to facilitate the funding of the Accounts.

An action between a cardholder and a merchant that results in activity in the cardholder's account and/or merchant's balance (for example, sale, credit, chargeback, etc) or non-financial transaction which is a record that registers the transaction that was processed by the internal system or other information that does not have financial implications (for example, activation/deactivation/transfer for gift cards, account verification, etc).

Transactions recorded in the order they were committed.

Parameter that defines how the transaction was initiated. From this point of view, transactions in the system can be of two types: (1) transactions that come from the submitter and their respective responses - sale-auth, sale, credit-auth, refund, decline, blacklist, void; (2) transactions that come from the processor – reversal, chargeback, return, notice.

Transaction processing is a process, by means of which electronic payments are executed. Transaction processing mechanism involves two principal phases: processing and funding. During the processing phase transactions are processed and funds are authorized through gateways, processors and card associations. During the funding process the actual money transfer is happening and funds are deposited into the bank account belonging to the owner of the account, on behalf of which transactions are authorized. The funding process itself can occur in two ways: (1) funds are transferred directly to the merchant; (2) funds are transferred into an intermediary account usually belonging to a 3rd party processor that functions as an agent on behalf of the merchant.

When submitted for processing, a transaction can obtain one of the following states: — Approval - transaction that has been processed successfully. — Decline - transaction that got declined. Note that due to specificity of processing flow of some payment providers, delayed declined state may be assigned to the transaction. Delayed decline is a successfully completed transaction subsequently declined by a processor after a certain period of time for a specific reason. — Blacklist - transaction that has not been processed as the account is in the blacklist due to the previous hard decline. — Blacklists are introduced to prevent problems induced by the fact that direct debit transactions do not get approved or declined in real-time like credit card transactions. To eliminate waiting for a certain direct debit return, every direct debit transaction is checked against a blacklist before it is submitted to the bank for processing. — Error - transaction that has not gone through an internal validation of the gateway and has not been sent for further processing. The response code indicates the reason why the transaction was not processed. — Void - transaction that has been reverted before settlement. Note that the term void can refer either to transaction state or an operation that reverts the original transaction before it has been settled and cancels the transafer of funds from a customer’s payment card or bank account. No further action can be taken for a voided sale transaction. The range of states that can be assigned to a transaction may vary depending on the transaction type.

This is an optional API that lets the operator deposit money to the player's account, withdraw money from the player's account, and get the player's balance. To enable the Transfer Wallet API.